Terms of Service

Last Updated: May 25, 2025

Agreement to Terms

By accessing or using SafeFinanceHQ's services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

Description of Services

SafeFinanceHQ provides financial security and literacy services, including but not limited to security assessments, monitoring, education, and protection services. Our services are designed to help protect your financial well-being.

User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials, providing accurate information, and promptly notifying us of any security concerns. You must not use our services for any illegal purposes.

Service Limitations

While we strive to provide comprehensive financial security, we cannot guarantee complete protection against all threats. Our services are preventive and educational in nature.

Terms of Usage

Your use of our services must comply with all applicable laws and regulations. You agree not to circumvent or disable any security features, or attempt to gain unauthorized access to our systems.

Service Termination

We reserve the right to terminate or suspend access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

Refund Policy

Refunds are available within 30 days of service initiation if you are unsatisfied with our services. Pro-rated refunds may be issued for unused portions of prepaid services. Refund requests must be submitted in writing with a detailed explanation.

Intellectual Property

All content, features, and functionality of our services are owned by SafeFinanceHQ and are protected by international copyright, trademark, and other intellectual property laws.

Limitation of Liability

SafeFinanceHQ shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes. Continued use of our services following changes constitutes acceptance of the updated terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

Contact Information

For questions about these Terms of Service, please contact our legal team at legal@safefinancehq.com.